1 A1B C1=0
XIII
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4( *) ( $ ' 0 (
7
&(7
......................................71
0. %
$
..........................................71
1. /
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...........................................................................71
. Subprime
/$ 1-
/$ 1 ! ! 1 2 - 1/
/$ 1
.....................................................................................................71
+. Fristentransformation
........................................................................................74
2. 7
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%
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..........................................74
3. 7
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.......................................75
4. / )
..............................................................................76
5. C )
#
(out sourcing)
...............................................................77
6. 5
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..................77
+. C
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#
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.......78
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..............................79
/. = 0& %
................................................................................................80
C1 /15*1
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...........................................................87
0.
1
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.........................................88
1. 1 % %
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.....................................................................88
2.
/
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.......................................................................89
3. A
#
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#
#
.............91
4. 7 %
7 #
..........................................................................96
5. 7
7 # (Risk Society)
1
..........................................98
+. 1
% '
#
#
................................................................................................................100
1. 0 ! Caremark
...........................................................................................100
2. 0 ! Citigroup
...........................................................................................102
3. 1
/
7 #
.................................................................105
.
1
5
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......................................105
+. ' ! 6 /$ (Risk Management Red Flags)
...................................................106
4.
.......................................................................................................108
. 1
%%
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...........109
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........................................................................................110
2. H ( 1
..........................................................................................112
